- OschadPAY application — connect, accept payments and receive one of 80 smartphones. The promotion is valid until 08/31/2023
- Application with fiscalization of cash and cashless payments, tipping service
- Application activation is carried out by submitting an application and signing an Acquiring service agreement with the bank.
All in One Solution for Your Business!
Take advantage of the convenient solution from banks and partners — an application based on Visa's Tap to Phone technology, which turns your phone into a payment terminal.
The solution allows you to accept contactless payments in one touch with fiscalization, warehouse accounting, digital storefront, tipping services and other trading opportunities.
Accept payments conveniently, quickly and safely, and take advantage of special offers from banks and partners¹.


- Accept payments without commission through the Terminal application. The promotion is valid until 07/15/2023
- The application has software for fiscalizing checks
- Ability to connect the Terminal application online.

- Tap to mono application integrates with Checkbox for fiscalization of payments;
- Additional payment options: via link or QR
- Statement on the terminal and cancellation of operations through the application
- Application for service connection in a few clicks.

- Accept payments through the RaiPos app and get a guaranteed certificate worth UAH 500. The promotion is valid until 31.08.2023
- Activation of the application is carried out by submitting an application online and signing an agreement with the bank for accepting payments.

- Ability to issue electronic checks and report to the tax office (fiscalization)
- Accounting for goods and sales analytics
- Integration with accounting systems.

- Ability to accept payments with fiscalization and 1st month of use for free
- Ability to connect the Checkbox application with Tap to Phone technology online.
Advantages of Tap to Phone technology
Improving customer focus:
- ability to accept cashless payments at a convenient time and place convenient for the client
- ability to return goods with a check issued¹
- possibility to postpone the check and serve another client¹
- possibility to accept any payments with fiscalization.¹
Savings:
- no expenses for equipment rental.


Simplified business management:
- no additional equipment required other than an android-based smartphone.
- the fiscal software is already integrated, no need to install additional applications on the smartphone.
Easy connection:
- application download and setup are done online.
What is fiscalization?
Fiscalization is the process of using a cash register to transmit data on financial transactions to the tax system.
Applications from banks and partners based on Visa's Tap to Phone technology provide fiscalization and accounting for various types of payments, sales analytics, and integration with accounting systems.
This allows small and medium-sized businesses to reduce costs on equipment and maintenance, providing a convenient solution to accept any payments with fiscalization.
Business categories for which Tap to Phone technology is relevant
How Tap to Phone technology works
The seller indicates the transaction amount in the app
Tap the seller’s smartphone with your card or device
Payment successful!
The seller can send you an e-receipt via email or text message

FAQ
-
This is a technology that turns a smartphone with an NFC module into a POS terminal.
-
No, they are not needed, a smartphone is enough.
-
The application accepts all types of contactless cards, payment using Apple Pay, Google Pay and watch technologies is possible.
-
Contactless cards and NFC gadgets.
-
Fiscalization is the process of using a cash register to transmit data on financial transactions to the tax system.
-
This is an electronic check that can be sent via messengers or mail.
-
For questions about the size and terms of payment, contact the partners.
-
The availability of software PPO in applications with Tap to Phone technology depends on the partner that provides services based on this technology. Please ask partners for details.
-
No, the application works only on the Android operating system.
-
Contactless transactions using a smartphone as a terminal are as reliable as transactions through a regular POS terminal in large chain stores.
The payment data is transmitted through the same reliable payment network that encrypts the buyer's card data and guarantees the security of each transaction. As a seller, you will not have access to your customers' card details.