What is the essence of the Tap to Phone service?

This is a technology that turns a smartphone with an NFC module into a POS terminal.

Do I need additional equipment or a terminal?

No, they are not needed, a smartphone is enough.

What cards can be accepted and what payment methods does the application based on Tap to Phone technology support?

The application accepts all types of contactless cards, payment using Apple Pay, Google Pay and watch technologies is possible.

What cards does the Tap to Phone service accept?

Contactless cards and NFC gadgets.

Is there a subscription fee for using the service?

For questions about the size and terms of payment, contact the partners.

Is there software PPO in the application with Tap to Phone technology?

The availability of software PPO in applications with Tap to Phone technology depends on the partner that provides services based on this technology. Please ask partners for details.

Yes, the app is available and also works on iOS-based smartphones. Please note that the app is available for iPhone models starting from iPhone XS or higher and the smartphone must be running iOS 16.4 or higher.

Is it safe to accept payments through Tap to Phone?

Contactless transactions using a smartphone as a terminal are as reliable as transactions through a regular POS terminal in large chain stores. The payment data is transmitted through the same reliable payment network that encrypts the buyer's card data and guarantees the security of each transaction. As a seller, you will not have access to your customers' card details.

Will I receive any confirmation of my purchase?

Yes. At your request, the seller should send an electronic check in the form of an SMS or to your email address.

If the product does not fit, will I get my money back?

Yes, in case of a product return, the money will be refunded to the account used for the payment.

Tap to Phone

Tap to Phone converts a regular smartphone into a payment terminal!

Shop and pay contactless with a new Visa technology!

Innovation in the world of cashless payments!

Buy and pay contactless thanks to new Tap to Phone technology

Cashless payments have long become a regular part of our lives. But the world of finance never stands still! So, if the seller offers to pay through the terminal in his phone, don't be surprised, but use it.

Introducing a new safe and convenient solution from partners and banks, namely an application based on Tap to Phone technology from Visa.

How Tap to Phone technology works

The transaction amount is transmitted from the cash register to the smartphone or entered manually in the app.
The merchant receives or enters the amount to be paid.

The customer taps a card or device on the merchant’s smartphone.
The payment is processed using contactless NFC technology.

Payment is confirmed.
The transaction is completed within seconds, just like on a traditional POS terminal.

The receipt is sent to the customer.
It is an electronic receipt that can be:
• Sent via messaging apps or email;
• Displayed as a QR code on the smartphone screen for scanning;
• Printed using a thermal printer (if available).

Advantages of Tap to Phone technology

Safe. Contactless payment allows you to keep your card or gadget in your hands.

Secure. Tap to Phone payment technology has the same transaction security level as regular POS-terminal payments.

Convenient. No more need to look for cash, wait for change, or sign a cheque.

Fast. Contactless payment takes just a few moments.

Simply. Just like with regular payment, you will receive a check by email or SMS, and if necessary, the money for the purchased product can be returned to the account.

FAQ

Do you want to know more? Click on the question to see the answer.

: This is a technology that turns a smartphone with an NFC module into a POS terminal.
: No, they are not needed, a smartphone is enough.
: The application accepts all types of contactless cards, payment using Apple Pay, Google Pay and watch technologies is possible.
: Contactless cards and NFC gadgets.
: It is an electronic receipt that can be:

Sent via messaging apps or email;

Displayed as a QR code on the smartphone screen for scanning;

Printed using a thermal printer (if available).
: For questions about the size and terms of payment, contact the partners.
: The availability of software PPO in applications with Tap to Phone technology depends on the partner that provides services based on this technology. Please ask partners for details.
: Yes, the app is available and also works on iOS-based smartphones. Please note that the app is available for iPhone models starting from iPhone XS or higher and the smartphone must be running iOS 16.4 or higher.
: Contactless transactions using a smartphone as a terminal are as reliable as transactions through a regular POS terminal in large chain stores.

The payment data is transmitted through the same reliable payment network that encrypts the buyer's card data and guarantees the security of each transaction. As a seller, you will not have access to your customers' card details.
: Yes. At your request, the seller should send an electronic check in the form of an SMS or to your email address.
: Yes, in case of a product return, the money will be refunded to the account used for the payment.

Tap to Phone converts a regular smartphone into a payment terminal!